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I agree except on housing. That I will place the blame squarely on NIMBYs. Corpos only account for like 9% of housing/rental stock. A majority are mom and pop landowners with 1 or 2 properties in their portfolio. These homeowners lobby against development to protect property values.
Sources: https://www.resiclubanalytics.com/p/mom-and-pop-landlords-still-dominate-the-single-family-rental-market-batchdata-finds
https://www.doorloop.com/blog/landlord-statistics
https://www.aeaweb.org/articles?id=10.1257%2Fjep.20241428
While building more is obviously necessary, there’s still more than enough houses in the US to house all the homeless, but it’s less profitable, and in a profit driven system this is just the cost of doing business. Like, sure, people normally want to live in more urban places, but I don’t think many would want to stay homeless if offered an empty house elsewhere. Building more under neoliberal capitalism won’t do anything to fix homelessness, unfortunately.