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Honestly, it shouldn’t be legal to pull more than like 100 USD off a card without re-verifying the card holder. Fuck these companies that take your card once and have no fucking limit on how much they’ll pull from it without verifying it’s you.
Sure, you should have a limit on your card. That doesn’t make it okay for others to exploit you when you make an obvious mistake. Let’s not pretend these companies aren’t aware how much money they’re making off people’s kids spending more money than they’re allowed to.
I don’t disagree that the companies should have measures in place but the point still stands. Dad needs to be smarter. He did a lot wrong.