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In part because they understand that investment works, but not why. I could be much poorer if I didn’t understand that the purpose of investment is to provide money to create value to get more money later. NFTs failed the “where does the money come from” test as well as the “why am I not too late to make a bunch of money” test.
Nobody’s out there offering guaranteed massive returns to everyone who invests. Legitimate safe investments don’t try to be exciting or induce fomo. They’re boring and reasonable because they can afford to be.