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You can be sure the providers will make sure they’re not legally responsible and that the system prompt has been reviewed by the Legal Dept. So it’s you, the user.
Usually sure, but as we see with drive assistants, getting more and more advanced, and potentially resist the control of the driver, then the manufacturer could become liable.
But as we see with drive assistants, the person in the drivers seat (or the registered owner of the car) is responsible.