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Passkeys are just more convenient replacements to passwords, ideally suited for a password manager flow.
For most people, this works really well and is a lot better than remembering loads of passwords. It’s easier to get people to remember a single stronger password and use passkeys to login to services.
The whole lose access thing isnt as big of a deal breaker as you make it sound (It literally works the same as it does now with passwords). Considering the large amount of people that forget their passwords and constantly reset them, passkeys can help. There’s a reason popular sites just ask you for a code from an email now instead of even prompting for your password.
You want to use biometrics to individually login to services, great. But what about those of us who don’t want to rely on biometrics? That’s where passkeys do both jobs.