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Depends. Some take it in 2 seconds, some don’t. Transfers take milliseconds either way in SEPA.
And the US built something similar, fully funded it’s creation, and then it all got thrown away at the last second by Trump because the corrupt banks like profiting off of the old system.
Sepa?
Southeast Pennsylvania. All financial transactions have to go through there.
It’s because of the Pennsylvania Dutch isn’t it? It’s always the Dutch in the end.
Single euro payment area
Ah I’d never heard of that because Tony Blair used up his polical capital joining an illegal war with the Americans rather than the single market with our neighbours.