What you gain throug these “5 minutes” is the illusion of control. You repeat a manual task over and over just to tell yourself that this changes something. You don’t have the choice not to pay. You don’t have more control over what you pay.

I check my account movements every months. It really only takes five minutes. If there was a mistake, I’ll have the bank to check it or call the company myself. You have to do that too, in addition to doing the bills yourself.