Nothing really.
Until you actually have the money, you kinda can’t do anything different.

Maybe if it was a sure thing you could take a loan out against it. But in this case it’s not a sure thing.

I’d continue to live my life by enjoying each day to the fullest, like I do now.

As an American, the majority of that is going into a retirement fund. If I put in $700,000 now, I can retire at 60 and never worry about saving for retirement.

With the other $300,000, about half will go to paying off my student debt.

Which leaves me like $150,000 to put towards a house. 3-4 bed homes are in the 400-600 range in my neighborhood, so even if boyfriend sold his house, we’d still have to wait until I finish school to be able to buy one.

So I guess like, look for an accountant.

No. I’m such a pessimist that I wouldn’t expect it to actually happen.

Nothing. Even if I was 100% sure about receiving it, $1M isn’t all that much.
Buy a house then, save what remains, keep going as I was.

I would not do anything differently as long as it is only “likely”.

But if I knew it for sure, I would invest heavily in real estate now, on borrowed money.

Call JG Wentworth

Nothing different. Its not a guarantee. I would spend the time hoping I end up getting it.

$10 million? what’s a kid gonna do with $5 million? I mean it’s only $1 million! there’s only so much he could do with $50k. maybe he could save the $10k for college funds or something. or he could spend all $1k on a nice TV.

this is always how these things end up when you find $500.

I’d learn what I can about investment strategies, and to determine between good and bad ones.

Probably do research into how to best store that money so it’s safe and also gives me the best return.

In my particular situation, I’d do nothing differently. Especially since it’s not guaranteed. Even if it were guaranteed, I’d just be relieved that soon what few financial concerns I have would be gone. That’s all that would change, I’d be a bit more relaxed.

Any plans I make usually end up with something preventing them from being possible, or they begin to unravel if I get to the point of implementation.

I can think of a few things I might do with the money once it’s under my control, but there’s nothing I can do to prepare for any of that.

One thing I wouldn’t do, however tempting, given the foreknowledge, is start to spend it before I have it.

Try not to get upset that it will drastically depreciate in value in those 5 years instead of me getting it now

I would give up looking for a job, live frugal for a bit until then